Our Commercial Excess Flood Program provides coverage excess of an NFIP policy limit.

Specialty Insurance
BKCW Insurance offers more than 700 insurance products over and above the coverages sold by most independent agencies.
Filter Results by Coverage Name (Use the first letter of any coverage title)
Category Coverages
Flood Insurance
Flooding is defined by the National Flood Insurance Program as a general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or two or more properties (at least one of which is your property) from: Overflow of inland waters, unusual and rapid accumulation or runoff...
Flood insurance policies cover physical damage to your property and possessions from floods or flood-related losses due to rising water in high risk areas. The federal government runs the National Flood Insurance Program (NFIP), which can issue flood insurance policies. Even if you have, renters, condo, landlord, mobile home or business insurance, you may need to purchase a separate flood insurance policy to have protection from flood damage. Most homeowners insurance policies do not cover damage caused by flooding. This is important to check when getting flood insurance quotes. If your community participates in the National Flood Insurance Program (NFIP), you can buy flood insurance coverage through agents enrolled in the NFIP-Direct program.

Commercial Excess Flood Program
Commercial Primary Flood
Philadelphia Insurance Companies (PHLY) understands that protecting your business assets from a flood is very important.
National Flood Program
Philadelphia Insurance Companies (PHLY) is an authorized federal flood insurance writer, with flood programs available in all 50 states.
Individual Coverages
Additional Categories
Directors and Officers Liability- Financial Institutions

Farm and Ranch Properties

Financial Institutions/Services

Fine Arts- High Values

Firearms/Shooting Risks, Dealers and Distributors

Health Foods Industry

Vending Machines Floater

Haven’t found the coverages you're looking for?
As a USA InsureNet Agency, we have access to the nation's premier directory of specialty products and programs. You can download this below.
The 58th Edition of The Insurance Marketplace by Rough Notes contains more than 700 coverages, programs, and service industry categories and is the most widely used directory in our industry for locating Specialty Market Providers.
If you see a coverage you are interested in, please reach out through the contact us button for more information.
Specialty coverage landing page provided by
Specialty coverage definitions are copyrighted by
Sponsors
Specialty insurance coverages and programs are offered by independent agencies that market/sell those insurance products. These coverages come from companies known as "Specialty Market Providers" or "SMPs" and are represented by BKCW Insurance.